The state of despair that features financial ruin, broken families, attempted suicide.

n. a state of hopelessness and despair in which self-esteem and self-image are at their lowest. This comes as a result of life-changing events such as financial ruin, relationship breakups, or failed [..]

Bottoming out is pushing a switch all the way down.

When the switch is pressed down completely at the end of a key stroke. Unlike rubber domes over membrane, mechanical keyboards don’t require the key to bottom out before registering a key press.